Security, Safety & Protection of your Personal Wealth and Assets
Certified Financial Planning
As an independent financial advisor consultancy with more than 30 years experience, Lawsons Equity prides itself in offering clients a data driven, results orientated financial advisory service.
Overseas Pension Specialists
We lead the way in Qualified Retirement Overseas Pension Schemes (QROPS) advisory services and offer a bespoke service to cater to your specific needs.
Life Assurance Brokers
We perform in-depth provider analysis to find the most comprehensive and cost-effective life assurance policies to give you peace of mind with regards to your family's future.
Our Values
Lawsons Equity values have grown and evolved from our clients’ needs when looking for financial advice in the various European communities in which we operate.
Professionalism
We portray professional standards in conjunction with industry qualifications, Certified Financial Planning Certificates, which is a prerequisite for all financial consultants.
Real Value to Our Clients and Investors
We are here to satisfy our clients by recommending the highest quality products and services in line with our clients’ aspirations, expectations and objectives, whether these are over the medium or long term and in accordance with a desire to generate a regular income and/or capital growth.
Certified Financial Planning
When leaving the UK with our partners and/or families to live as an expatriate in another country whether, in Southern Europe or another European community, we expect the weather to change and hopefully for the better, we expect a change in eating habits and a dietary change resulting in hopefully prolonging our life expectancy, and we expect our financial situation to change for the better with a lower cost of living. Recent years have shown us that the financial situation can easily change dramatically so did we ever consider how we would need financial advice on a one to one basis and if so would it be regulated in the same way as it was in the UK, including the protection we were afforded and of course we expected prior to our relocation.
Differences in Financial Regulation
Sadly, on occasions, expats have found on arrival to live in another European country that the financial advice being given, when asked for, is not being conducted in the same manner nor with the same professional integrity.
A financial services regulator such as the Malta Financial Services Authority will insist that the financial advisor completes, with the client’s agreement, an in-depth Personal Financial Analysis (an overview of your financial circumstances), this is a paramount part of the process because without this it is impossible for the advisor to prepare a set of specific recommendations and solutions based on the information you, the client disclosed whilst completing the Personal Financial Analysis.
In certain European territories, outside of the UK, unregulated advisors are operating, furthermore many are not following the above practice and so the client may not be receiving the ´best advice´ and most suitable products or investment strategies.
Unfortunately, the result of this malpractice may not come to light for many years, i.e. when the advice was given and the solutions that the client agreed to, do not live up to a client’s expectations. Consequently, this can and will then create mistrust and a lack of confidence in this industry in the country where the client chose to live.
How do you avoid this?
You must ensure that whoever is giving the advice is regulated first and foremost either in the jurisdiction where you live or has a regulatory license issued in another EU country which enables him to give financial advice in the country in which you now live. This gives you a degree of legal of protection due to the fact that whichever country issued the said license and is now regulating the company which gave you the advice. You can also be confident that the particular regulator can and will inspect all client files within that company to ascertain the advice being given was the “best advice” available subject to the information gathered within the Personal Financial Analysis that you kindly completed.
This gives you a degree of legal of protection due to the fact that whichever country issued the said license and is now regulating the company which gave you the advice. You can also be confident that the particular regulator can and will inspect all client files within that company to ascertain the advice being given was the “best advice” available subject to the information gathered within the Personal Financial Analysis that you kindly completed.
You can also be confident that the particular regulator can and will inspect all client files within that company to ascertain the advice being given was the “best advice” available subject to the information gathered within the Personal Financial Analysis that you kindly completed.
Lawsons Equity – Certified Financial Advisor
With Lawsons Equity you can be sure that the advice you receive is given by a certified planning consultant and that all advice will be checked internally.
You can also be sure that the management team has been checked by the relevant authority to ensure they meet the standards for their integrity and qualifications relevant to their roles in addition to the financial soundness of the company.
Lawsons Equity was established to provide a service, complete with the legal and regulatory components including a financial services license so that our clients will have the peace of mind that we not only abide by the principals set down by our industry regulator but will also offer investor protection which was afforded to them in the UK.
Our Qualifications